Monday, the invoice run
Forty invoices go out with Pay Now on each. By Wednesday half are paid without anyone in accounts touching them.
B2B flows
Invoices that get paid without a phone call.
A laboratory-supplies distributor sells to universities and clinics on account. Every invoice carries a Pay Now button, quotes turn into orders and then into payments, authorisations can be deferred until the goods ship, and each customer pays in their own currency. The accounts office chases fewer invoices because more of them pay themselves.
- Received an invoice with Pay NowINV-2041 · 1,860.00 EUR
- Paid the invoice by card
- Order captured on despatch
Why it matters
What changes for the business.
Days sales outstanding come down
A Pay Now link on the invoice is paid the day it is read. The accounts team spends its time on the exceptions.
Authorise now, capture on despatch
Deferred payment holds the funds and captures when the goods actually ship, with automated release of deferred orders that are ready.
Quote to cash on one order
A quote becomes an order, the order gets a payment link, the payment lands on the same Magento order with its PO reference.
Their currency, your account
GBP, EUR, USD and AUD on one Opayo account, matched to the store view the customer buys from.
How it works
Step by step, from the first switch-on.
- 1
Send the invoice
Magento's invoice email and PDF carry a Pay Now button generated by the suite, unique to that invoice.
- 2
The customer pays their way
Card, wallet or saved card, with 3DS2 handled. The payment is recorded against the invoice and the order.
- 3
Or defer and release
For orders that ship later, authorise at order time and capture on despatch. Deferred orders are released automatically when they are ready.
- 4
Reconcile from one place
Payments, invoices and orders line up in Magento and in the suite's reports, and flow to Xero, SAP or NetSuite if you use them.
Ways merchants use it
One accounts office, one week.
Distributors, manufacturers selling direct, and any store where a purchase order and an invoice sit between the basket and the payment.
The order that ships in three weeks
A university orders equipment on back-order. The authorisation is deferred and captured the day the crate leaves the warehouse.
The clinic in Dublin
Quoted in euros, ordered in euros, paid in euros on the same account. The order in Magento shows the store currency and the settled amount.
What you need
Before you switch it on.
- ebizmarts Payments Suite on Adobe Commerce or Magento Open Source 2.2 or later
- Pay Now on invoices and deferred payment enabled in the suite configuration
- Currencies enabled on the Opayo account and mapped to store views
- Quotes handled in Magento (Adobe Commerce B2B or your quote extension) so orders carry the PO reference
Also in Payments Suite
Multi-store, one ledgerOne install across every storefront, region and currency, with unified reconciliation.Opayo by ElavonEvery Opayo protocol, fraud controls per store view, deferred capture and PayPal, on the integration stores have run for a decade.Payments Suite for Hyvä CheckoutThe same suite, rebuilt for Hyvä Checkout: wallets, tokenised cards, 3DS2 and Recover Checkout, native to Hyvä.Apple Pay and Google PayOne-tap wallets in the checkout, on by default once enabled.Recover CheckoutStalled checkouts get a one-click resume link by email or SMS.Saved cards and 3DS2Cards vaulted as tokens; repeat orders in one tap, PCI scope kept small.All 11 Payments Suite featuresBack to the overview.
Questions
What merchants ask before they turn it on.
How does Pay Now on invoices work?
The suite adds a unique payment link to Magento's invoice email and PDF. The customer pays by card or wallet, and the payment is recorded on the invoice and the order.
What is deferred payment?
Authorise at order time and capture later, typically on despatch. Deferred orders that are ready can be released automatically.
Can a customer pay in their own currency?
Yes. GBP, EUR, USD and AUD on one Opayo account, matched to the store view.
Does it support purchase-order references?
Yes. The PO reference travels with the order from quote to payment and into the reports.
Can I still take some customers on Net terms?
Yes. Pay Now on invoices is for the ones you want to pay by card; terms customers keep their terms.
Turn it on, or ask us first.
The payments team will tell you plainly what switching this on involves for your store, and what it costs.